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4 Common Myths About Bankruptcy
(1) “I Will Lose Everything If I File A Chapter 7 Bankruptcy” – WRONG;
(2) “Bankruptcy Will Permanently Ruin My Credit” – WRONG;
(3) “Everyone Will Know That I Have Filed Bankruptcy” – WRONG;
(4) “It Is Too Late To File Bankruptcy” – WRONG
Chapter 13 Bankruptcy – 4 Things To Know
(1) Monthly Payment Plan
(2) Length: 3 – 5 Years
(3) Keep All Of Your Assets
(4) Discharge Debts
5 Factors To Determine If You Should File Chapter 7 Or Chapter 13 Bankruptcy
(1) Type Of Debt
(2) Status (Current vs. Delinquent) Of Secured Debt
(3) Income
(4) Value Of Your Property
(5) Your Choice (Sometimes)
3 Reasons Why You Need An Attorney To File Bankruptcy
(1) Complexity Of Bankruptcy
(2) Counseling During The Bankruptcy And Beyond
(3) Investment = High Return